Naata

Empowering Digital Payments with Naata

Naata is the all-in-one PPOB solution that simplifies bill payments, mobile top-ups, and digital transactions for individuals, agents, and businesses. Whether you want to pay bills, earn commissions, or integrate PPOB into your platform, we provide a seamless, secure, and scalable experience.

Fast, Reliable & Real-Time Transactions

Experience instant transactions with Naata’s high-speed PPOB system, ensuring payments and top-ups are processed in real-time without delays.

Best Pricing & High Agent Commissions

At Naata, we believe that businesses and agents should earn more with every transaction. That’s why we offer some of the most competitive pricing in the industry, allowing our agents and merchants to maximize their profits.

Secure & Compliant Transactions

Security is at the core of Naata’s digital payment ecosystem. Our platform uses bank-grade encryption, fraud detection algorithms, and multi-layer authentication to ensure that every transaction is safe and secure

Seamless Integration

For businesses looking to integrate PPOB services, Naata provides a robust API & SDK that allows seamless embedding of bill payments, mobile top-ups, and digital transactions into any platform.

Choose the Right Naata Solution for You

Whether you’re an individual, an agent, a merchant, or a business looking for integration, Naata has the perfect solution to meet your needs.

End Customer – Pay Bills & Top-Up

For customers who want an easy way to make bill payments, buy phone credit, and pay for utilities.

Instant mobile top-ups, electricity token purchases, and bill payments.

Secure and fast transactions.

Multiple payment methods (QRIS, bank transfer, e-wallet).

Agent Model – Become a PPOB Reseller & Earn More

For individuals or businesses who want to earn commissions by reselling digital payment services

Special discounted rates for agents.

Earn commissions on every transaction.

Access to a personal dashboard for tracking earnings.

Merchant, Customer Self-Service – Supermarket Kiosks & Tablets

For supermarkets & retailers who want to let customers process their own payments before checkout.

Customers can select and process payments independently.

Generates a printed receipt with a barcode for easy scanning at checkout.

Reduces cashier workload & increases revenue opportunities.

Merchant, Operated by Merchant – PPOB at PoS & Kiosks

For small businesses, retail stores, and agents who want to process PPOB transactions directly for customers.

Integrate PPOB into your store’s PoS system.

Accept cash or digital payments.

Serve walk-in customers with bill payments & top-ups.

Omni PPOB Integration via SDK & Open API

For fintechs, apps, and businesses that want to integrate PPOB services into their own platforms.

RESTful API for seamless transactions.

SDKs for mobile & web integration.

Real-time reporting & transaction tracking.

Answers to your questions

What is Naata, and how does it work?

Naata’s Omnichannel Payment System enables payments anytime, anywhere, allowing customers, agents, and businesses to process bill payments, mobile top-ups, e-wallet transactions, and more. It provides a standalone PoS device, hybrid solutions, and API/SDK integrations for merchants and businesses.

Is Naata safe and secure?

Yes! Naata uses AES-256 encryption and follows ISO security standards to ensure transactions are safe. We also comply with Government regulations for financial transactions.

Can I integrate Naata’s PPOB services into my own platform?

Absolutely! We provide API & SDK integrations for businesses looking to embed PPOB services into their apps, websites, or systems. You can explore our developer documentation to get started.

What types of payments does Naata support?

We support QRIS, e-wallets (GoPay, OVO, DANA, ShopeePay), bank transfers, and cash payments through our PoS devices.

Who can become a Naata agent?

Anyone can sign up as a Naata agent, including individuals, small businesses, and retail merchants. Agents earn commissions on every successful PPOB transaction.

How do I get started with Naata?

Simply contact our support team to set up your account. For business integrations, our sales team will assist with onboarding.

PRICING

Flexible for Every User

User Type	Service Fee	Type
Customer	Standard Rate	Instant Payments
Agent	Discounted Rate	Commission-based earnings
Business API	Custom Pricing	Integrated PPOB API